Handoff + Acorn Financing FAQ
Easily offer project financing to your clients through Acorn Finance, directly from your Handoff proposals.
What is Acorn Finance and how does it work with Handoff?
Acorn Finance is a financing platform that connects homeowners with loan offers from multiple lenders. Through our integration, you can offer financing options directly in your proposals—no paperwork or setup required.
Are there any dealer fees for contractors?
No. There are zero dealer fees. You get paid like any other job, and the homeowner repays the lender over time.
Who is the loan agreement actually between?
The loan is between the homeowner and Acorn’s lending partners. You are simply advertising the financing option—you’re not part of the agreement.
Is financing cost added to the total proposal price?
No. Your proposal total stays the same. Interest is included in the homeowner’s monthly loan payment, but not added to your quote.
Is this like a typical loan?
Yes. It works like a standard loan. If a homeowner borrows $30k, they’ll repay that plus interest—just like they would with a car or home improvement loan.
Are monthly payments shown to the homeowner?
Yes. Your proposals will show estimated monthly payments when financing is enabled, so clients can see how affordable the project is.
How do I start offering financing to my clients?
Enable Acorn Finance from your Integrations Page. You might have Financing auto-enabled on your account already. Simply navigate to your Integration via General Settings, and look for Homeowner Financing to enable it.
When do I get paid?
Once the homeowner is approved and selects a lender, the loan funds are sent directly to the homeowner as a lump sum—often in as little as 1 business day. The homeowner is then responsible for paying you according to the payment schedule you’ve agreed upon.
Who do I contact if I have questions?
For help with Handoff proposals: message us in-app via Intercom
For Acorn-related questions: email [email protected]
Need more info?
You can visit the official Handoff + Acorn partner page any time for the latest updates and resources:
👉 https://www.acornfinance.com/handoff-acorn-finance-homeowner-financing/