To offer client financing, go to Settings > Finance & payments, find the Homeowner financing card, and turn on Show financing options on your estimates. Your clients can then pre-qualify for a loan through Acorn Finance, a financing partner, from your estimates, proposals, and invoices.
Available on the Pro, Scale, and Business plans. You need permission to edit Company settings to turn financing on. Works on desktop and in the mobile app.
What clients and contractors get
Handoff shows your client a financing option, including an estimated monthly payment, on the shared estimate or invoice. The client opens Acorn's application from there. Handoff's financing prompt says it costs you nothing extra, and you get paid upfront while your client pays over time.
The loan is between your client and Acorn's lending partners. The financing does not change your estimate or invoice total.
Turn on Homeowner financing
Go to Settings > Finance & payments.
In the Homeowner financing card, turn on Show financing options on your estimates.
Handoff shows Financing settings updated when the change saves. The card also has Download brochure and Learn about Acorn Finance buttons.
On Flex, the switch cannot be turned on. You can always turn it off.
Choose financing per document
Each estimate, proposal estimate block, and invoice has its own Offer financing toggle; the account setting is only the starting value. Changing the account setting does not change documents you already created.
What you see when a client applies
Handoff notifies you when a client's application has a result: no offer, offers available, or financing secured.
Handoff does not move money for financing. Acorn handles the loan and funding.
An invoice stops offering financing once its payment is processing, in review, or paid.